On average, Credzly members see their credit score improve within the first 3–6 months
Results are not guaranteed and individual results may vary. Credit score improvement is dependent on your specific financial situation, credit profile, and responsible payment history.
First All-In-One Credit Ecosystem
Build and protect your credit score with rent reporting, credit builder accounts, and 3-bureau monitoring all in one simple dashboard.
How Credzly Works
Your Credit Journey in 3 simple Steps
Create your Credzly account in minutes. No credit check, no paperwork, and no confusing bank jargon.
Turn on rent reporting and your credit builder account, then connect your bank or rent payments securely.
We report your positive history to the major bureaus and give you real-time updates, alerts, and progress.
KEY FEATURES
All-In-One Features Overview
Everything you need to build, monitor, and protect your credit – in one place.
Rent Reporting
Turn your largest monthly expense into credit history. We report your past and ongoing rent payments to the major bureaus so your good behavior actually counts.
Credit Builder Account
Build positive payment history with a structured, low-risk credit builder account – no hard inquiry and designed for people rebuilding or just starting out.
3-Bureau Credit Reports & Monitoring
See your full credit picture in one dashboard. Track changes, get alerts, and understand what’s helping or hurting your score.
Smart Credit Insights
Simple, actionable tips based on your credit report – not generic advice. Know exactly what to focus on next.
Why Choose Credzly?
Build Credit History The Simple, Debt-Free Way
Credzly makes building credit history straightforward and stress-free. Instead of pushing loans and interest, we focus on reporting the positive habits you already have and giving you tools that work in the real world – rent reporting, credit builder accounts, and credit monitoring in a single, easy-to-use platform.
- Easy Onboarding – Sign up in minutes and start your journey.
- Easy Onboarding – Sign up in minutes and start your journey.
No New Debt Required
Improve your credit without taking on high-interest loans or risky credit cards.
Designed For Real People
Whether you’re rebuilding after mistakes or starting from scratch, Credzly is built for everyday people – not just “perfect” borrowers.
Simple, Guided Experience
Clear steps, plain language, and no credit jargon. We show you exactly what to do next.
Secure & Trusted
Bank-level encryption, secure connections, and a platform built with privacy in mind.
Pricing Plans
Simple, Transparent Plans – Start Building Your Credit History Today
No hidden fees. No contracts. Just powerful tools to grow your credit.
Only monthly plan includes 7-day trial for $1. Cancel anytime before your trial ends to avoid being charged. Results vary and cannot be guaranteed.
Pricing Plans
Credzly Is A Modern, Debt-Free Credit Platform
Credzly is a credit platform built for people who want a better financial future without drowning in interest and debt. Our mission is t o give everyday people the tools, guidance, and transparency they need to finally take control of their credit – so they can qualify for homes, cars, business funding, and the life they actually want.
- Easy Onboarding – Sign up in minutes and start your journey.
- Easy Onboarding – Sign up in minutes and start your journey.
- Easy Onboarding – Sign up in minutes and start your journey.
Credzly follows a debt-free, interest-free model aligned with ethical and halal financial principles.
testimonials
Thousands Are Rebuilding Their Credit With Credzly
Results vary by individual. These are real experiences; your results may differ.
new York , USA
I went from being ignored by lenders to qualifying for my first home. Credzly made the process simple and actually showed me what to focus on.
Washington , USA
The dashboard is clean, the alerts make sense, and I finally understand my credit report instead of being scared of it.
Houston Texas , USA
My rent finally counts for something. I wish this existed years ago. My score started moving within a few months.
Frequently asked Questions
Common questions about Credzly.
Q1: How does rent reporting work?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q2: How long does it take to see results?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q3: Will using Credzly hurt my credit?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q4: Is Credzly halal / interest-free?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q5: Do I need good credit to start?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q6: Can I cancel anytime?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q7: Which credit bureaus do you report to?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q8: Is Credzly available outside the United States?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.