Pricing Plans
Simple, Transparent Plans – Start Building Your Credit History Today
No hidden fees. No contracts. Just powerful tools to grow your credit.
Only monthly plan includes 7-day trial for $1. Cancel anytime before your trial ends to avoid being charged. Results vary and cannot be guaranteed.
Elite Monthly
Perfect if you want to try Credzly month-to-month with maximum flexibility.
$49.99/Month
- Rent reporting (past & ongoing, where available)
- Credit builder account
- 3-bureau credit reports & monitoring
- Smart credit insights & alerts
- Bank-level security
- Cancel anytime – no long-term commitment
Credit Builder loan and deposit account are provided by Cross River Bank, Member FDIC, insured up to $250,000, and are serviced by BuildCredit LLC.
Elite Annual
Get your full credit toolkit for a year and save 2 months.
- Everything in Elite Monthly
- 2 months free (compared to paying monthly)
- Best option if you’re serious about long-term credit growth
- Priority customer support
Credit Builder loan and deposit account are provided by Cross River Bank, Member FDIC, insured up to $250,000, and are serviced by BuildCredit LLC.
How Credzly Works
Your Credit Journey in 3 Steps
Sign up
Create your Credzly account in minutes. No credit check, no paperwork, and no confusing bank jargon.
Activate Your Tools
Turn on rent reporting and your credit builder account, then connect your bank or rent payments securely.
Build & Track Your Credit
We report your positive history to the major bureaus and give you real-time updates, alerts, and progress tracking inside your dashboard.
Frequently asked Questions
Common questions about Credzly.
Q1: How does rent reporting work?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q2: How long does it take to see results?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q3: Will using Credzly hurt my credit?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q4: Is Credzly halal / interest-free?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q5: Do I need good credit to start?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q6: Can I cancel anytime?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q7: Which credit bureaus do you report to?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.
Q8: Is Credzly available outside the United States?
Every credit profile is different, but many members start seeing changes on their reports within 3–6 months of consistent on-time payments and active use of Credzly’s tools.